This publication is designed to provide competent and reliable information regarding the subject matter covered.
However, it is sold with the understanding that the author and publisher are not engaged in rendering legal, financial,
or other professional advice. Laws and practices often vary from country to country, and if legal or other expert
assistance is required, the services of a professional should be sought. The author and publisher specifically disclaim
any liability that is incurred from the use or application of the contents of this book.


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